Financing Options
British Swim School is one of the most financeable opportunities in franchising thanks to its low total investment. Most owners use a combination of SBA loans, ROBS, and personal capital.
Making Ownership Accessible
With a territory starting at $122,700, British Swim School is well within reach for most qualified candidates.
Most owners fund their franchise through a combination of sources: SBA loans (as little as 10% down, typically 10-20%), ROBS 401(k) rollovers, HELOCs, and personal savings.
- SBA loans can cover up to 90% of total investment
- ROBS lets you use retirement funds penalty-free
- 20% veterans discount on initial franchise fee
- $75K liquid / $150K net worth required
Franchise Qualification Calculator
See if you have the capital to get started.
Funding Paths
The most common ways British Swim School owners fund their investment.
SBA Loans
British Swim School is widely recognized by SBA lenders. With total investment starting at $122,700, an SBA loan can cover the bulk of your startup cost with as little as 10% down (typically 10-20%).
Preferred Lending Partners
We work with third-party franchise lenders (FranFund, CRF USA, First Bank of the Lake, and others) who understand the British Swim School model and can offer competitive packages.
Veterans Discount
Military veterans receive a 20% discount on the initial franchise fee. We also work with veteran-friendly lenders and ROBS providers to help you fund the rest.
401(k)/IRA Rollovers (ROBS)
Use your retirement savings to fund your franchise without early withdrawal penalties through a Rollover for Business Startups (ROBS) program.
Let's Talk Financing
Every Age. Every Stage.
Our team can connect you with preferred lenders and ROBS providers who know the British Swim School model inside and out.
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